Integrating saving into microenterprise programs for the poor: Do institutions matter?

  • F. M. Ssewamala and M. Sherraden (2004). Social Service Review, 404-428
  • Abstract: This study examines factors that affect saving performance among participants in a subsidized saving program who intend to use their savings to help capitalize a microenterprise. Using data from 14 community-based organizations promoting self-employment among the poor, and drawing on institutional theory, we find that individual-level theories do not fully explain the variance in savings and that institutional influences also are predictive. Policy makers may want to consider a range of institutional characteristics when designing policies and programs aimed at promoting self-employment among poor families. 2004 by The University of Chicago. All rights reserved.
  • Theme: Finance
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  • Reference type: Journal Article
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